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Financial Protection

Protecting Your Income. Stabilising Your Cash Flow.

Do you own a rental property in Sydney — and is it performing at its full potential?

At PIA, we offer two distinct financial protection services designed to give landlords greater certainty and control over their investment performance.

These are optional, paid services — not included as standard — and landlords can choose the option that best suits their needs and risk profile.

Each service addresses a different aspect of investment performance:

  • Rental Guarantee — providing greater certainty over your long-term rental income
  • PIA Rent Care — supporting consistent short-term cash flow

These services are separate and not used together, allowing you to select the approach that aligns with your investment strategy.

Two Ways to provide security for your rental income

PIA provides two separate, additional paid services designed to support landlords in different ways. You can choose one option based on your needs — they are not used together.

1

Rental Guarantee — Fixed Income. Guaranteed Performance.

Most landlords assume their property is performing well — but many are losing income through underperformance, vacancy, and inefficient management.

PIA’s Rental Guarantee changes that.

Rental Guarantee is a fixed-term agreement between PIA and the landlord, designed to provide stable, predictable rental income over a defined period (typically 3 or 5 years).

We assess what your property should be earning and agree on a fixed rental return — paid consistently across the term, including during vacancy (subject to agreed conditions).

Your property is fully managed throughout, ensuring consistent performance regardless of tenant changes or market conditions.

What this means for you:

✔ Guaranteed, consistent rental income

✔ Protection from vacancy and rental loss

✔ Clear, predictable investment performance

✔ Fully managed, hands-off ownership

View the full details of how the guarantee is structured and applied.

2

PIA Rent Care — Flexible  Cash Flow Protection.

Stay paid on time — even if your tenant isn’t.

PIA Rent Care is a weekly subscription service (from $2 per week) designed to support consistent cash flow.

If your tenant falls into arrears, PIA facilitates payment of the rental income you are owed, with payments processed monthly in line with the program terms.

This helps reduce the short-term impact of missed rental payments and supports ongoing financial stability.

How it works:

✔ Arrears are covered in line with program terms and limits

✔ Rental income continues to be paid on a monthly basis

✔ PIA manages the recovery of arrears directly

This reduces short-term financial pressure — helping you meet mortgage and expense obligations with greater confidence.

Who This Is Designed For

Designed for investors who want more control, consistency, and performance from their property.

Particularly valuable for:

  • Investors who rely on rental income to meet financial commitments
  • Landlords looking to reduce exposure to vacancy or arrears risk

  • Property owners seeking a structured, hands-off approach

  • Investors focused on long-term portfolio stability

With both income and cash flow protected, you can focus on growing your portfolio — while PIA manages the risk.

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